1716 south

I’m ashamed to admit it but at my age, I don’t even have a bank account.  I used to have one but due to the fact that I loathe going to the bank and falling in line, I decided to withdraw all my money and close the account.  I just don’t get it.  For a small interest you earn from your deposit, it’s just not worth it.  But I guess it’s hugely important because if its’ not, why do a lot of people even have one?  Of course, there’s the issue of credit or financial history.  It’s important and it’s required when you apply for a loan.  If you don’t have a bank account, what does it say about you, right?

So this year, I would get one again.  And not only that, I would also get a Certificate of Deposit.  A CD earns more interest versus a regular savings account so I guess it’s a wise investment.  The only thing is you can’t touch your money for a certain period of time.  But that’s alright.  That’s the thing about saving…we must not spend it.  Can you suggest the best cd rates available out there because I really have no idea?